Frequently Asked Questions

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What makes us different is our unique approach. We do everything with our customers in mind, which is why we offer extremely competitive rates. Our process is straightforward and we do all the work for you so all you need to do is pick a car and sign all the paperwork.
We offer a variety of different finance options, from Hire Purchase (HP) to Personal Contract Purchase (PCP). No matter what your personal circumstances are, we will do our best to find the best fitting option for you.
Although we primarily offer car finance, we also finance vans and motorbikes.

To find out more about the types of vehicles we finance, see the “Vehicles We Finance” section, which can be accessed from the main menu on top of the page.

We offer extremely competitive rates because of our unique, customer-driven approach. Our dedicated team of trained specialists work around the clock building relationships with lenders and dealerships to ensure that we can offer the most to all our customers.
We work with a number of trustworthy lenders, including some of the biggest lenders in the UK. Depending on your personal circumstances, we will determine which lender is best suited for your situation to ensure that you are getting the best deal possible.
Although no one is guaranteed finance, we always do our best to find the most fitting option, regardless of your personal circumstances. If your credit is poor, you can still apply for finance. One of our trained staff members will look at your application and work together with you to find a solution that you are happy with.

If your credit is very bad, we advise you try to improve it before applying for finance to prevent further damage to your credit score.

Visit our “Poor Credit Options” page for some free tips on how to improve your credit score.

Once your credit limit is approved you will be able to choose a vehicle of your liking. You can either choose a vehicle from any dealer of your choice or choose from our own group stock.
To apply, simply fill out our step by step application. It’s very straightforward and shouldn’t take longer than 3-4 minutes to complete. One of our underwriters will then inspect your application and you will be informed whether you passed our initial criteria or not shortly after applying.
You can collect your vehicle once your documentation has been signed and submitted to the finance company. They will check everything to make sure it checks out after which they will release the funds to the supplying dealership.

If the vehicle you have chosen is supplied by our stock group, it will be delivered to your home or place of work a time convenient to you.

To get an idea of how much you can afford every month, simply use our Car Finance Calculator. It will allow you to look at your budget and help you decide whether you want to apply for finance.

Yes, you can still apply for finance even if you’re working with a smaller budget. We offer a number of different options for people with different personal circumstances. Whether you are thinking about getting finance for a £1000 vehicle or a £100,000 one, we are here to help.

Once you apply and pass our initial criteria, you will have the opportunity to speak with one of our highly trained staff members who will guide you and help you choose the most fitting option for you.

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